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Gregory

Use of per diem tax break for truck drivers

March 13, 2023 by Gregory

The average wage of a trucker in the United States depends on a number of different factors: location, routes, experience, company size, vehicle type. For example, hazmat truck driver salary will be higher than that of an ordinary trucker, because it is associated with hazards and requires a special permit. But one way to reduce your own expenses on the road and increase your earnings is per diem .

Per diem for truckers is one of the most important benefits offered by some trucking companies to attract professional drivers. When you first start working as a trucker, the first change in your lifestyle involves having to buy food and snacks on the road because you’re away from home for a long time. For starters, some trucking companies provide per diem for drivers. Meals are one of the most important per diem items for most truck drivers.

Most transportation companies that care about the health and general well-being of the driver and provide them with per diem programs, HMD Trucking is no exception to this list. What’s more, per diem is a good tool for attracting new employees.

The term “per diem” translates from Latin as “per day.” Thus, it is a way to make up for your daily expenses on the road. Remember that the IRS does not tax per diem.

To explain simply, the Per Diem deduction is a tax deduction that allows you to justify the normal necessary expenses for meals and some incidental payments while traveling away from home.

The IRS allows transportation workers who make business trips under the hours-of-service rules to deduct meal expenses from their income. The per diem rate is fixed and set by the IRS. On October 1, 2021, the rate was increased by $3 and is currently $69 per day in the continental United States. You should also know that the IRS allowed an 80% deduction until 2021, but the Federal Consolidated Appropriations Act for 2021 (FCAA) temporarily allows a 100% per diem deduction for 2021 and 2022.

IRS Publication 463 states that to qualify for these deductions, you must meet both of the following requirements:

  • Your job requires you to be away from your place of residence for significantly longer than your normal workday.
  • You need to sleep or rest to meet the requirements of your work away from home.

What might this mean for the driver? If you are an owner-operator, it’s quite simple: you are entitled to a tax deduction for each day you spend away from your “tax home”. On the days you leave for a trip and when you arrive home, you are entitled to a part-day deduction. It is ¾ of the standard benefit.

The situation gets a little more complicated if you are a local driver. Are you away from home for long periods of time? Local and regional drivers are mostly away from home for much longer than the average eight-hour workday. So the first part of the requirements is very easy to meet. But you have to meet both conditions to get the deduction. In other words, drivers who start and end their trip at home on the same workday under DOT HOS will not qualify for the per diem.

In addition, IRS Publication 463 also states that you must have a “tax home. There are three criteria for determining your tax home. To qualify, you must meet at least two of the following three items:

  • You have incurred living expenses in your primary home that you have to duplicate because your job requires your absence from that home.
  • You have not left the area in which both your historic residence and your declared primary home are located; a member or members of your family live in that home; or you regularly use that home for living purposes.
  • You conduct part of your business in the area where your principal home is located and you use this home for your residence while conducting business in this area.

To summarize in simple terms, the point of everything written above:

  • The IRS requires you to spend periods of time away from your home much longer than a standard work day.
  • You have a home from which you will be leaving.

In 2022, if you meet the above two requirements at the same time, you are allowed a $69 deduction for each full day away from home in order to work as a driver and assistant who helps with business functions. You can deduct $51.75 for each part-time day you work as a driver and attendant who helps with business functions.

The easiest and most reliable way to start keeping per diem records yourself is to start a per diem calendar where you put an “X” for each full day worked and a “/” for each part day worked. You can do this either on a paper calendar or on your smartphone calendar. There are also quite a few apps on the market that help you keep track of your drivers’ hours.

Given your time, you’ll be able to calculate exactly how many per diem days you have for your tax preparer during tax season. To prove per diem, you will need to provide DOT ELD logs showing the time, date, and location. Also, it’s a good safe practice to keep all receipts and travel documentation for at least 3 years.

Receiving a per diem means that you cannot take advantage of the “standard deduction for meals” during tax season. However, it is interesting to note that most U.S. drivers receive approximately the same amount after taxes at the end of the year, regardless of whether they received a per diem.

 

Filed Under: Business

8 Greatest Sports Video Games

March 1, 2023 by Gregory

Over the centuries, sports have evolved to become more than simple games. For many societies and cultures around the world, they are far more than just games. They are practically tradition and part of daily life.

As the world enters a steadily more technological age, sports have evolved once again, this time in the form of digital video games. Today, games have become a bustling multi-billion-dollar industry, and one of the largest and fastest growing on the planet.

People of all ages can now play sports games on a variety of different devices and digital platforms. Over time there have been many classic sports games. The following is a list of ten, in no particular order, that are the most loved by all.

1. NHL Legacy Edition

  • Made by EA Sports
  • Released 2015
  • Made for PlayStation 3 & Xbox 360

NHL Legacy Edition is considered by many to be possibly the greatest hockey simulation game ever made. It’s well thought-out and intuitive system of control, crisp, realistic graphics, and millions of moves and options, perfectly captures the frantic and gritty, though also highly strategic, and methodical, nature of ice-hockey. Favouring quick-thinking and deliberate actions, this game will prevent you from blinking for extended periods of time.

While EA Sports is generally widely known for its quality sports titles, most will agree that they truly outdid themselves with this game.

2. Madden NFL 2005

  • Made by EA Sports
  • Released in 2004
  • Made for PlayStation 2 & Xbox

Though opinions may differ on which Madden NFL game is actually the greatest of all, most will agree that Madden NFL 2005 is definitely way up at the top of the list. When it comes to video game football, this game gets everything right. It’s fast-paced, hard-hitting, highly tactical, has tons of gameplay options, and the superb control scheme places you in charge in all the right ways. The graphics, for its time, were also exceptional, and still hold up well by today’s standards.

3. MLB: The Show

  • Made by Sony Computer Entertainment
  • Released in 2013
  • Made for PlayStation 3

A PS3 exclusive, MLB: The Show is widely considered to be the perfect baseball sim. The gameplay and controls are highly logical and intuitive, rewarding you for smart strategy, and often playing out in a very realistic manner. It’s easy to learn and play for casual gamers, as well as fun and engaging for those who want to dive a bit deeper into the more technical aspects of the sport. Topping it off are its awesome graphics and immersive audio, making this an all-round classic of sports games.

4. FIFA Soccer 12

  • Made by EA Sports
  • Released in 2011
  • Made for PlayStation & Xbox 360

Of all the EA Sports franchises, the FIFA series has become the most famous over time. Producing a seemingly endless string of popular games. With so many, choosing the best FIFA of all is tricky, though many will agree that FIFA Soccer 12 is certainly a worthy candidate.

Though many later games in the series have better graphics, and more refined features of gameplay, few made as much of an impact when they were released while continuing to be as memorable in the hearts of fans. FIFA Soccer 12 was a landmark title for the already successful series, introducing new, advanced physics, and smart AI. With decent graphics, an all-round well-balanced and well-crafted, FIFA Soccer 12 is largely considered one of the most enjoyable FIFA soccer games ever made.

5. ESPN NFL 2K5

  • Made by 2K Sports
  • Released in 2004
  • Made for PlayStation 2 & Xbox

This was 2K’s famous last NFL game before EA Sports acquired exclusive rights. Though perhaps a bit dated by today’s game standards in various ways, people still praise its realistic physics, dynamic passing, and its impressive overall realistic and organic feel.

Some even go so far as to call it the greatest pro football game ever, surpassing Madden NFL and all others. After taking some time to get into the deep end of this game, you may just end up agreeing.

6. NBA 2K13

  • Made by 2K Sports
  • Released in 2012
  • Made for PlayStation 3 & Xbox 360

There have been plenty of basketball sims over the decades, but very few have done quite so good a job at creating such a fluid, dynamic, and exceptionally good-looking game as NBA 2K13, another amazing classic by 2k Sports. This game packs so much subtlety and depth that it’s like learning to play a symphony of sweet music. A true classic and work of art amongst sports games, NBA 2k13 is a real gem.

7. NHL ‘94

  • Made by EA Sports
  • Released in 1993
  • Made for Sega Genesis

Some classic sports games were just so popular during the early days of video games that they still hold up as classics to this day. Such a game has been NHL ‘94, one of the first to have what has come to be considered the “magic recipe” for making a great sports game. A big part of that recipe is responsive controls, and another is the realistic depiction of movement and physics. NHL ‘94 managed to accomplish each with far greater success than most other sports games of its time and it’s as impressive as the entertainment on offer at Lake Palace.

8. Pro Evolution Soccer 2015

  • Made by Konami
  • Released in 2014
  • Made for PlayStation 3 & Xbox 360

Out of all competition to the FIFA franchise, Konami’s Pro Evo series has proven beyond doubt, to be amongst the stiffest. The Pro Evolution Soccer 2015 instalment features a far more realistic look and feel than any of the previous games in the series. With crisp, responsive controls and very natural-looking physics, it is considered one of the most visually appealing sports games to date and is truly a masterpiece of sports game engineering.

In Conclusion

There are plenty of other classic sports games out there, and one could go for quite some time creating a far longer list. Those listed here are noted for both their popularity and fondness amongst fans, as well as their impact and contribution to sports games and the gaming industry at large.

 

Filed Under: technology

Exploring Chapters 11, 12 and 13 of The US Bankruptcy Code

February 27, 2023 by Gregory

Bankruptcy is a legal process that provides relief to individuals and businesses facing financial distress. In the United States, there are several types of bankruptcy filings available under the US Bankruptcy Code. In this article, we’ll explore Chapters 11, 12, and 13 of the code.

Chapter 11

Chapter 11 of the US Bankruptcy Code is designed for businesses that need to restructure their debts while continuing operations. It’s also available to individuals with a high amount of debt or income who don’t qualify for Chapter 7 or Chapter 13 bankruptcies.

Under Chapter 11, a debtor (the business or individual) files a petition with the court seeking protection from creditors while they work on a plan to reorganize their finances. The debtor remains in control of their assets and operations during this time but must obtain court approval for significant business decisions.

The goal of Chapter 11 is to help the debtor emerge from bankruptcy as a viable business or individual with manageable debt. This can be achieved through debt restructuring, selling off assets to generate cash flow, renegotiating contracts with suppliers and lenders, reducing expenses, and other means.

Chapter 12

Chapter 12 of the US Bankruptcy Code is similar to Chapter 13 but specifically designed for family farmers and fishermen. It was created in response to the unique financial challenges faced by these groups due to unpredictable weather conditions, fluctuating commodity prices, and other industry-specific factors.

To qualify for Chapter 12 bankruptcy protection, an individual or married couple must meet certain criteria such as earning most of their income from farming or fishing activities and owing less than $10 million in total debt.

Under Chapter 12 bankruptcy proceedings, farmers/fishermen can continue operating their businesses while repaying creditors over three to five years through a court-approved repayment plan. Debtors may also be able to reduce interest rates on secured loans and discharge unsecured debts such as credit card balances.

Chapter 13

Chapter 13 is another type of bankruptcy filing available under the US Bankruptcy Code. It’s designed for individuals with regular income who have too much debt to qualify for Chapter 7 liquidation but still want relief from creditor harassment and collection efforts.

Under Chapter 13 proceedings, an individual creates a three-to-five-year repayment plan that outlines how they will repay all or some of their outstanding debts through monthly payments made directly to a trustee appointed by the court. The trustee then distributes payments among creditors according to priority levels set forth in the plan.

During this time period (usually three-to-five years), creditors cannot initiate collection efforts or foreclose on any property without court permission. At the end of this period – assuming all payments have been made according to plan terms – remaining unsecured debts may be discharged!

Which One Is Right For You?

Choosing which type of bankruptcy filing best suited a unique situation depends on various factors such as amount, type of debt, amounts, type of asset, and more! Consulting experienced attorneys knowledgeable navigating complex legal landscape is a crucial step determining the right path forward!

In conclusion – Chapters Eleven/Twelve/Thirteen each offer different forms of relief depending on specific needs facing financial distress! Whether looking to restructure business finances, reorganize personal finances, or seeking relief as a farmer or fisherman – these chapters provide invaluable tools helping achieve long-term financial stability!

It’s important to understand differences between each chapter and carefully consider which one makes sense given unique circumstances! Working closely with a trusted bankruptcy attorney in Prattville willing to provide guidance/support throughout the process – essential component successful resolution!

 

Filed Under: Business

5 Must-Know Crypto Investment Strategies

February 14, 2023 by Gregory

As everyone knows by now, the cryptocurrency market is extremely volatile, and if you go in completely blind or without a guide, you stand to lose a few bucks. However, even though this volatility exists, having a baseline level of knowledge of the market and following the advice of a few experts can lead to investments that yield strong returns. Everything you need to know about cryptocurrency investments can be found online!

With that being said, if you’re thinking of entering the crypto investment market it’s important that you educate yourself with a few important tips before starting to trade. This article will provide you with five basic but extremely helpful tips to ensure that you make a financially sound investment!

Go in For The Long Term

Cryptocurrency investment should be looked at as one that you intend to hold for a long time.

All you need to do to know that this is a sound strategy is by looking at those who invested in Bitcoin back in 2009… they’re now some of the wealthiest people on the planet. Find an up-and-coming cryptocurrency that is still relatively cheap, but has a solid project behind it, and invest for the long term to yield massive results.

Manage Risk

When making any type of investment, whether that be a property investment, stock investment, forex investment, and especially a cryptocurrency investment, you need to manage your risk.

What this means is taking stock of things like your current financial situation, the amount you have to invest, and the investment choices you decide to make, and creating a risk management spreadsheet. This will help you make sensible decisions, instead of making a bad investment.

Diversify Your Portfolio

The best way to ensure success in the cryptocurrency market is to avoid putting all of your eggs into one basket. In this industry, one coin might fail miserably, while another could end up making you a millionaire.

The best way to increase your chances of this happening at all is by embracing the volatility of the market and diversifying your portfolio by investing in more than one promising project.

Don’t Buy Just Because The Price is Low

Volatility sometimes can be good for investors, as it gives them an opportunity to buy when the prices are low. However, in the cryptocurrency market, volatility is something you should be looking to avoid.

Try not to invest in crypto projects that frequently fluctuate violently on trading platforms. Instead, look for coins that have shown steady upward progressions over a long period of time, and simply buy in a small dip.

Do Your Research

The most important thing when entering any new investment market is research. The fact that you’re reading this article is a good start.

But you need to be all clued up on crypto before investing any serious money into the market. You need to know about the best crypto coins, the top exchanges and how the markets work. The fact that crypto is so unregulated and volatile means you should do some extra due diligence.

 

Filed Under: Business

Advantages of a virtual number for registration

February 9, 2023 by Gregory

Why do so many people prefer to use a temp number instead of their own? The thing is it is a very helpful tool for registration on various websites but not only. Let us see how it works and how you can benefit from modern virtual numbers.

Safe and fast registration via virtual numbers

https://lh4.googleusercontent.com/0y_a1o1LPD162K4R0vTpEkbPcEUVvbh63kqWdcC9qEpIQb5NFk1EYBO2uGn7fL0DUiGkV_dowAYmC0uIuNX8j4wjZLYDxF2JQn_JM3BDoXQ__j0UlVJ4qfJI0EJNrjGsJBEVsKoPsXrihqPQwEJE4TM391C3R_GRKPCMf4LEwXnNIhjdjZ84cMKGOyb0hULJr0dq

Nowadays many web resources ask you for a phone number when you want to register on them. Thus, you prove your identity and immediately link this number to your new account.

However, it is not safe. As, for example, fraudsters can find out this information and use the number to hack your account or for other similar purposes.

What you can do to avoid such a problem? Just receive your sms online on the temporary phone number. It will give you the following benefits:

·         fast registration;

·         security of your personal data;

·         safety of the created account as the virtual number can be purchased to be used only once.

Altogether, it is simple, fast, and secure. No wonder, that the tool has gained such big popularity.

Where can I order a virtual number?

Keep in mind that there are different services and companies that provide this option. Nevertheless, it is better to check them twice in order to get a desired virtual number together with quality and safety.

Search for:

·         a reliable company with a history of operating on the market;

·         affordable and clear pricing policy;

·         different numbers and their availability under different conditions;

·         customer support that provides several channels for communication.

At last, you can read reviews of other customers and then make a final decision. Be careful to choose a reliable provider whom you can trust. In this case, your virtual number will be more than beneficial for you and its utilization will satisfy your needs.

 

Filed Under: technology

Does Poland grant a license for crypto activities?

February 9, 2023 by Gregory

The shortest way of answering this question would be “no”. Unlike some of the European countries, this jurisdiction doesn’t necessitate crypto businesses to apply for a license. In other words, there’s no such thing as a crypto license in Poland. Some might say that this puts Poland in a precarious situation with regard to the crypto economy, but the fact of the matter is that this European country still enjoys heightened interest from crypto start-ups and established businesses alike. This is largely due to Poland’s crypto-friendly stance. Even if there’s a license to be obtained, there are still many crypto-friendly regulations that make Poland a very tempting destination for those looking to do business in this space.

How do I get a crypto license in Poland?

If you want to do business in the cryptocurrency sector, you will have to register your business in accordance with its main business activity, i.e. a virtual asset service provider. In order to complete the process of registering your company, you will have to do the following:

  • Register a physical address in the country;
  • Send in the required paperwork related to the business itself and key personnel as well;
  • Put the authorized capital of the company in the corporate bank account;
  • Formulate AML and KYC policies and establish clear-cut rules for assessment and management of the risks.

When doing business in the country, you will also have to keep and verify the IDs of the clients and submit reports to the apt regulatory bodies.

Is it necessary to contact the local tax authority in crypto activities on behalf of a Polish company?

Every company working in Poland has to pay taxes. Even if you’re a foreigner, you stil have to pay taxes. In fact, your taxation situation might be more intricate and complex due to the presence or lack of double taxation agreements between the jurisdiction of your origin country and the destination country. You will have to set up an account and submit reports to Krajowy Rejestr Sądowy (aka National Court Register).

What are the activities of the crypto license in Poland?

The range of business activities that can be carried out by companies operating in the cryptocurrency sector is pretty varied. Here are the key ones:

  • Exchanging cryptocurrency for conventional currencies, including US dollars, euros, pounds, etc.
  • Exchanging cryptocurrency for another cryptocurrency
  • Providing intermediary services in the field of crypto exchange
  • Support accounts belonging to the clients

Can non-residents of Poland own a crypto company?

It’s fully possible for a non-resident to register a cryptocurrency business. In fact, the ability to do so was one of the things that made Poland such a popular crypto jurisdiction in the first place. There are many people out there that are perfectly willing to engage in cryptocurrency activities within a favorable, crypto-friendly environment.

Can non-residents of Poland be part of the board of a Polish crypto company?

There are no nationality or citizenship requirements for people to become part of the board of a Polish cryptocurrency company. Non-residents can freely appoint themselves as members of the board. That, once again, proves that this jurisdiction provides favorable conditions to people that are ready to do business in crypto.

Is it necessary to have a banking account to obtain a licence?

It’s definitely necessary to have a corporate account in order to run your company. Even if some of the other jurisdictions have laxer requirements when it comes to banking, Poland mandates that you have a business account with a local banking institution where you can move the funds. That’s the account into which you’ll be asked to deposit the entirety of the authorized capital. Most budding crypto business owners just deposit the minimal amount required because they want to optimize their cash flow in the long run without being pressured into keeping all the money in one place.

What is the minimum authorized capital for a virtual currency service provider?

Currently, the minimum amount of authorized capital for a virtual currency service provider is roughly EUR 1,055. This number is higher than what you get in some of the other European jurisdictions, but Poland in general is far from the cheapest option on the market. This jurisdiction is better suited for people who value reputation and professionalism, because it’s unlikely that they’ll encounter any kind of issues. This jurisdiction is well-known for its efficient regulation and generous tax incentives, so it’s well worth it to prepare more money to be deposited into your bank account.

For how long is a crypto-license issued?

There is no crypto license to be issued. Poland is one of the rare European countries that doesn’t have its own license in the field of cryptocurrencies. Therefore, you are not obligated to apply for one. You don’t have to receive accreditation or anything like that. There is no timeframe for how long the license will be valid since there’s no license in the first place.

Is it possible to deposit authorized capital in cryptocurrency?

There is no such opportunity. Even if Poland remains one of the most crypto-friendly countries out there, it still does not permit the deposits of capital in cryptocurrency. This country’s enthusiasm has its own limitations and it’s perfectly fine to work with fiat money as well. The same goes for other jurisdictions, as well – there are not too many countries that are ready to accept this important deposit in the form of cryptos.

Why should you get a crypto license in Poland?

There exists a certain level of success associated with people who operate out of Poland. It’s a very prestigious jurisdiction that is well-known across the globe. A crypto project registered in Poland is instantly more trustworthy and recognizable by the crypto community and as such, it can ensure wider exposure for your company. That’s certainly a positive factor, but the big advantage of being able to quickly create a crypto company in Poland is one of the biggest selling points. Speed and prestige are two of the things that this jurisdiction can offer. Furthermore, there are advantageous tax terms and many other features that allow you to dramatically improve and simplify your business.

 

Filed Under: Business

5 Business Tips For New Entrepreneurs

February 8, 2023 by Gregory

If you are a new entrepreneur embarking on the journey of starting your own company, you’ve probably already realized that there is a lot that goes into it! It can be challenging and stressful, but entrepreneurship can also be a lot of fun, especially if it’s something you’re passionate about. If you’re in need of a little help, there are many who’ve come before you who’ll be able to offer helpful insights into what you can do to increase the success of your business. Here are 5 business tips for new entrepreneurs!

Hire Help

There are times in any entrepreneur’s life when they’ll need to hire help. You’re only human and simply cannot be expected to do everything yourself. For example, if you own a general contracting business, there’ll be many different types of jobs you’ll end up doing, and some of them may be a little out of your wheelhouse.

That doesn’t mean you have to turn them down though! Instead you may consider hiring a consultant or some other extra help so that you can get the job done properly and safely. If you have been hired to do home foundation repair, you will need to follow local ordinances so that everything is legal and safety is ensured. If this isn’t your forté, there’s no shame in hiring additional help – in fact it’ll actually make you look more professional!

Do Your Research

Doing as much research as you can whenever possible is an important step in growing your business and becoming better at what you do, especially if you’re brand new within your industry. Ask around and talk to others in your area to see if you can learn some information about what the market is like, what potential clients and customers may want to see more of, etc.

Properly researching everything beforehand will allow you to run your new business in a way that makes more sense and will save you a lot of time and stress in the long run.

Plan Ahead

When it comes to owning, running, or operating any type of business, one of the most important things you should be doing is planning ahead. Looking at a calendar and planning things out months in advance will allow you to stay on top of anything you have going on within your business.

Above all, it will help you to stay on budget, keep your staff informed, and be aware of anything on the horizon. This will help to ensure the longevity and overall success of your business, so don’t sleep on planning ahead!

Being a new entrepreneur isn’t a walk in the park, but once you get the hang of things and get your business to where you want it to be you’ll find it to be quite fulfilling! Good luck!

 

Filed Under: Business

Becoming a Responsible Pet Owner

January 30, 2023 by Gregory

Whether they have fur, wings, or claws, pets play a significant role in our lives. Pet ownership requires a lot of duties and responsibilities. Many people must know that it is more challenging than we originally anticipated. The moment we choose to adopt, buy, acquire or raise a pet is already a huge decision. It is the same as having children, wherein you’ll face many more duties every day in your life.

Nevertheless, responsible pet owners must also possess the right traits and consider various factors, such as spending enough time with their furry friends and engaging in activities like training. Go to the best vets in Atlanta to learn more about pet-related matters. Below are some guidelines for growing into a responsible pet owner:

  • Understand the commitment

Before considering whether or not a dog is appropriate for you, ask yourself honestly if you are prepared for the time, money, and emotional attachment that dog ownership entails.

  • Make Your House Pet-Friendly

Perhaps one of the greatest things you can do to care for your is to make your home secure for them. You should be aware of what pets should prevent, such as pets should not be around poisonous plants, and xylitol-containing goods should be kept locked away. Dogs and cats are particularly fatally affected by xylitol, which is increasingly used as an artificial sweetener in food goods. Additionally, provide your pet with plenty of entertainment, bedding, and cozy blankets to keep them happy and comfy.

  • Nurture your pet

It is essential to take your pet to the veterinarian and groomer frequently. The health of your pet could also depend on whether you insure it. Accidents may occur whenever; thus, having pet insurance can guarantee that your pet receives the care and attention they require regardless of the expense.

  • Include your pet in the family

Dogs, in particular, require company. They need the affection and warmth that come with residing indoors with their household or owners considering that they typically pack animals.

  • Educate your pet to comprehend obedience.

Animals should be able to grasp the most fundamental instructions, such as “sit” and “stay,” since, in a situation, they could potentially protect your pet’s life.

  • Give your pet the training they require

A happy pet is a tired pet. Every pet needs frequent exercise to keep healthy and burn off energy. Both the mind and the body of your pet improve from training. It maintains the pets’ sleek, robust, calm, and submissive. Without that, your pet might begin to behave aggressively. Lack of exercise increases the risk that young animals will exhibit undesirable behaviors, often resulting in owners surrendering their pets. So, we must continuously evaluate to determine if your pet needs extra activity since some dog breeds require more training than others.

  • Feed your pet at the right time and properly

Feeding your pet the proper food and maintaining them on a consistent, portion-controlled meal will assist in weight maintenance and aid in avoiding health complications associated with obesity.

  • Pet owners should socialize with their pets.

Your pet will get more confident as they mingle with new individuals and various animals. Furthermore, having more buddies will help your pet unleash some pent-up energy.

  • Place an ID tag on your pet at all times.

To assist in locating your pet, if it has been lost or stolen, consider having him microchipped as well.

  • Cherish and love your fur baby

Always remember that your pet loves you more than anything else. Pets also yearn for your attention, love, and care, so give them the same passion and attention they exhibit for you!

  • Have proper hygiene

This tip is considered one of the best approaches to remaining healthy and responsible around animals and humans. After feeding, petting, or cleaning up after your pet, properly wash your hands. Keep pets away from where food and beverages are made, eaten, served, or stored, as well as from people’s stuff and food. Furthermore, dog waste must always be cleaned and adequately handled from yards and outdoor venues.

 

Filed Under: Blog

How to Travel Around the World on a Budget

January 27, 2023 by Gregory

Traveling around the world can be a dream for many, but it can also be quite expensive. However, it is possible to see the world without breaking the bank. Whether you’re looking for the cheapest places to fly to in Mexico or the best bargain accommodations on the road, you have more options than you think you do!

Here are some tips on how to travel around the world on a budget:

Plan ahead

Planning ahead is key to saving money when traveling. Booking flights, accommodation, and transportation in advance can often result in significant savings. Additionally, researching and planning your itinerary in advance can help you find deals and discounts on activities and tours.

Be flexible

Being flexible with your travel dates and destination can also save you money. For example, traveling during the off-season or to less popular destinations can result in lower prices for flights and accommodation. Additionally, being open to staying in budget accommodations, such as hostels or vacation rentals, can save you money without sacrificing too much comfort.

Look for deals and discounts

There are many websites and apps that offer deals and discounts on travel. For example, sites like Groupon and LivingSocial often have deals on activities and tours, while apps like Hopper can help you find the best prices on flights. Additionally, many credit cards offer travel rewards or discounts, so be sure to check with your bank before booking your trip.

Use public transportation

Using public transportation can save you a lot of money when traveling. In many cities, buying a transit pass for the week or month can be much cheaper than paying for individual rides. Additionally, in many countries, it is cheaper to take a bus or train than to fly.

Be mindful of food expenses

Food can be a big expense when traveling, but there are ways to save money. For example, eating at local markets or street food vendors can be much cheaper than eating at restaurants. Additionally, many budget accommodations, such as hostels, offer kitchen facilities so that you can cook your own meals.

Be prepared to be frugal

Traveling on a budget requires a certain level of frugality. This means being willing to forego some luxuries, such as staying in fancy hotels or eating at fancy restaurants. However, by being frugal, you can experience all that the world has to offer without breaking the bank.

Consider budget accommodation options

Accommodation can be one of the biggest expenses when traveling, but there are many budget-friendly options available. For example, hostels are a great option for budget-conscious travelers. Many hostels offer dormitory-style rooms with shared bathrooms, and they often have common areas where you can meet other travelers.

Additionally, some hostels offer private rooms with shared bathrooms, which can be a good option for those who want a bit more privacy. Another option is Couchsurfing which is a platform that allows you to stay with a local host for free.

In conclusion, traveling around the world on a budget is possible, but it does require some planning, flexibility, and frugality. By following the tips outlined above, you can see the world without spending all of your savings. So, start planning your budget-friendly trip today and see where your travels will take you!

Filed Under: Travel

3 Things To Avoid Saying When Speaking To Customers Or Clients

January 4, 2023 by Gregory

If you work in customer service or work personally with clients or other vendors for your business, building strong and respectful relationships is vital to continuing a positive brand reputation. But sometimes, whether intentionally or unintentionally, things might get said to a customer or client that could be hurtful or harm the business relationship. And because this can have a negative impact on your business, it’s best to avoid these kinds of things whenever possible.

To help you know just what you should be avoiding, here are three things to avoid saying when speaking to customers or clients.

Leading With A Negative

When speaking with your customers or clients, you may not always have good news for them. And while you want to be honest about what you can and can’t do for them, when responding to questions or concerns, it’s best to avoid leading with a negative.

When you speak with a customer or client, try to avoid starting off a sentence with the word “no”. Instead, seek to find alternative ways to go about getting your point across in a less negative way.

If you’re nervous about doing this on the fly, you can always craft scripts so that you can know exactly what to say to tough questions or requests rather than just responding with “no”.

Stating What Is Or Isn’t Company Policy

While there likely is company policy that you’re advised to follow when dealing with customers and clients, this is never something that you should use as a reasoning for why you can or can’t do something for them.

When you tell someone that something is or isn’t company policy, you make it seem like it’s not possible for there to be any wiggle-room here, which usually isn’t true. And while you might not be able to break with company policy in this case, there likely is something that can be done to better the situation in another way.

Telling Someone How To Feel

When working in customer service, it’s very common to have to deal with people who aren’t happy for one reason or another. And while you might not feel like their emotions are your fault, sharing this or telling them that they should calm down usually won’t prove to be successful for you.

As opposed to doing this, try to practice active listening and attempting to redirect their passion toward finding a solution that all parties can be happy with. And as you’re able to do this, they will automatically calm down without you having to suggest this to them at all.

If you want to have a better experience as you speak with customers and clients, consider using the tips mentioned above to help you learn what to say and what to avoid saying.

 

Filed Under: Business

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Hello, I am Gregory, the owner of NHFORGE. I am originally from Germany, but I came to study in the United States when I was 17.  I have studied business and marketing. I have an interest in TECH and FINANCE when it comes to business.

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Hello, I am Gregory, the owner of NHFORGE. I am originally from Germany, but I came to study in the United States when I was 17. I have studied business and marketing. I have an interest in TECH and FINANCE when it comes to business.

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